Tata Capital IPO Live day 3: The last date of the Tata IPO is 8th October. The IPO was booked 90% till the last day of booking. In the grey market, the Tata Capital IPO GMP is Rs 13 only. The tepid response is evident, and the Tata Capital IPO GMP has declined sharply in a couple of days.
The much-awaited Tata Capital IPO opened on Monday, 6th October, for retail investors. The Tata Capital IPO application deadline is 8th October 2025. If we talk about the Tata Capital IPO GMP, in the grey market, the TATA Capital IPO GMP is Rs 20 per share two days ago.
If you are planning to invest in the Tata Capital IPO, here is the timeline. You need to have a demat account to apply for the IPO of Tata Capital.
Timeline of Tata Capital IPO
| Event | Date |
| Issue open date | 06 Oct 2025 |
| Issue close date | 08 Oct 2025 |
| UPI mandate deadline | 08 Oct 2025 (5 PM) |
| Allotment finalization | 09 Oct 2025 |
| Refund initiation | 10 Oct 2025 |
| Share credit | 10 Oct 2025 |
| Listing date | 13 Oct 2025 |
| Mandate end date | 23 Oct 2025 |
| Lock-in end date for anchor investors (50%) | 08 Nov 2025 |
| Lock-in end date for anchor investors (remaining) | 07 Jan 2026 |
Also Read: Only Home Loan EMI Calculator You Need for Faster Loan Freedom
10 Important Points about Tata Capital IPO
- Grey Market Premium (GMP): Shares are trading at a Rs 20 premium in the grey market, showing positive investor sentiment.
- IPO Dates: The issue opens on 6 October 2025 and closes on 8 October 2025, giving investors a short 3-day window to apply.
- Price Band: Shares are priced between Rs 310 and Rs 326 apiece, offering a reasonable entry range compared to peers.
- Issue Size: The IPO aims to raise Rs 15,511.87 crore, making it one of the largest NBFC IPOs. Of this, ₹6,846 crore is fresh issue, strengthening the company’s capital base.
- Lot Size: Minimum application requires 46 shares per lot, helping small investors participate at a lower ticket size.
- Allotment & Listing: Allotment is likely on 9 October 2025, with listing expected by 11 October 2025, offering a quick turnaround for applicants.
- Strong Management Backing: The IPO is managed by leading investment banks like Kotak Mahindra Capital, HDFC Bank, ICICI Securities, JP Morgan India, Axis Capital, and others, ensuring credibility.
- Robust Business Fundamentals: Backed by the Tata brand, Tata Capital has a diversified portfolio across retail, SME, and housing finance, supported by digital innovation.
- Financial Health: As of March 2025, Tata Capital reported a P/B ratio of 4.10, ROE of 12.60%, and a debt-equity ratio of 6.60, showing strong but leveraged growth.
- Long-Term Outlook: Analysts like Canara Bank Securities have given a ‘Subscribe for long-term’ rating, citing AAA ratings, strong asset quality, and India’s NBFC growth story as key positives, while cautioning about risks like regulatory changes and rising competition.
Also Read: Looking for Monthly Income? Try Post Office Monthly Income Scheme (Calculator Inside)
About Tata Capital
Tata Capital, set up in 2007, is the financial services arm of the Tata Group and a subsidiary of Tata Sons Limited. It works as a Non-Banking Financial Company (NBFC) and offers a wide range of financial products such as consumer loans, business finance, wealth management services, and Tata Cards.
Its subsidiaries add to its strong portfolio:
- Tata Capital Housing Finance Limited (TCHFL): Provides home loans, affordable housing finance, loans against property, and funding for residential and commercial projects.
- Tata Securities Limited: A fully-owned subsidiary, active in the Bombay Stock Exchange (BSE) for cash and derivatives trading. It also functions as a Depository Participant with both CDSL and NSDL.
With these services, Tata Capital caters to the financial needs of individuals as well as businesses, making it a one-stop solution for many kinds of financial requirements.
Conclusion to Tata Capital IPO
The Tata Capital IPO is one of the biggest and most anticipated issues of 2025, backed by the strong Tata brand and a diversified financial services portfolio. With a reasonable price band, positive grey market premium, and strong long-term growth outlook, it has generated high investor interest. While short-term listing gains may depend on market conditions, the fundamentals suggest that long-term investors could benefit from its steady growth in India’s booming NBFC sector.
In short, if you are looking for a trusted name with growth potential, the Tata Capital IPO deserves serious consideration.
Click here to read the Draft Offer Document of Tata Capital
What is the Issue open date of Tata Capital?
The Tata Capital IPO will open on October 6th, 2025.
What is the last date of the Tata Capital IPO?
You can apply for the Tata Capital IPO by 8th October, 5 PM.
Do I need to have a Demat account to apply for the Tata Capital IPO?
Yes, you will need to have a Demat account to apply for the Tata Capital IPO.
What is the minimum amount required to apply for the Tata Capital IPO?
As a retail investor, you will require Rs 14996 for one lot of 46 shares.
